Will your EPF money be enough for your retirement?

Much has been written and documented, both locally and overseas, about individuals underestimating how much money they will need for retirement that you’re probably very familiar with the issue! So, the only relevant question now is: Are you going to be one of those unfortunate people?

A typical Malaysian, aged 40, who spends RM60,000 this year maintaining his lifestyle will need an estimated RM108,000 to fund his first year of retirement when he stops working at 55, if inflation averages 4% a year, between now and then. Even if he only lives until he’s 74, he’ll still need an accumulated total retirement fund of RM1.9 million* by the time he’s 55. That is an astoundingly large sum for most people, but if you take sensible steps to make your money work harder, you can move a long way towards achieving that goal.

Thankfully, the Employees Provident Fund (EPF) has allowed you (through the EPF Members’ Investment Scheme described below) to decide how much harder you would like your EPF savings to work for you through judiciously measured and timed investments in unit trusts. A comfortable, fully funded retirement is at stake, so find out more and make your decision today!

*Source: MAAKL PLANNERS (based on the assumption that his portfolio continues to grow by 5% a year during retirement, while his post retirement inflation runs at 4% a year)

Why Invest with MAAKL MUTUAL?

We have one of the most experienced senior management teams in the industry – with a total of 88 years combined management expertise. More importantly, WE WILL HELP YOU INVEST SUCCESSFULLY!

Diversification

We have a WIDE RANGE OF FUNDS ranging from equity, balanced, bond and money market funds to meet your investment objectives. Our stable encompasses both conventional funds and Shariah-compliant ones.

Proper Selection of Funds

Our unit trust advisers are well trained to help you select your funds appropriately using our proprietary MAAKL 6-Step Process. We firmly believe that process is as important as product! We also believe that unless our advisers go through the due diligence process of getting to know their clients and their investment needs, we should not be recommending any of our funds.

Furthermore, to help you better comprehend your investment needs, we developed MAAKL PLANNERS, the most visually interactive investment planning tool in the Malaysian unit trust industry.

Dubious? Please judge for yourself.

Constant Monitoring

Once we have helped you select a portfolio of funds, our unit trust advisers are equipped with MHO Online – an award winning suite of knowledge-based business application tools, to help you keep track of the up-to-date performance of your unit trust portfolio.

This system allows our unit trust advisers to send you reports at any time, anywhere, and comes with an invaluable alert system that prompts your unit trust adviser once your targeted returns are achieved.